Personal Banking / Savings

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County Bank offers savings accounts and other savings options for customers of all ages and all stages of your financial life. We have Regular Savings accounts with low minimum balances as well as convenient Money Market accounts and CDs that provide higher interest rates.

We also know that it’s never too early to teach our children to save. We offer Student Savings so our younger customers can have their own accounts, learn responsibility about savings and spending their own money and watch their savings grow with compounded interest.

If you’re looking to transfer your accounts to County Bank, take advantage of our convenient on-line Switch Kit.

Account FeaturesRegular SavingsMoney Market SavingsCertificates of DepositStudent Savings
Minimum Opening Balance $ 100 $ 2,500 $1,000 $ 0
Minimum Balance Requirement $ 100 $ 2,500 Variable $ 0
Other Terms N/A N/A Range from 91 day to 48 months N/A
Interest Rate1 Variable Variable depending on balance2 Variable depending on balance and term3 Variable
Monthly Maintenance Fee
(if balance falls below minimum)		 $ 6.00 $ 6.00 N/A $ 0
Free Withdrawals Allowed
(per month)		 6 6 N/A 6
Fee Per Withdrawal After Allowance for Free Withdrawals $1.50 per debit item over 6 per month $1.50 per debit item over 6 per month N/A $1.50 per debit item over 6 per month
Other Fees & Charges N/A Minimum withdrawl is $500 Penalty for early withdrawal based on terms of CD N/A
Free ATM/Cash Card  checkmark  checkmark    checkmark
Free Online Banking  checkmark  checkmark  checkmark  checkmark
Free Online Bill Pay  checkmark  checkmark  checkmark  checkmark
Free eStatements  checkmark  checkmark    checkmark

1 Interest Rates are re-set periodically and are subject to change at any time; fees may affect earnings on accounts.

2 If Money Market balance falls below $2,500 interest rate will revert back to Regular Savings account rate of interest.

3 Certificates of Deposit are subject to penalty for early withdrawal.

Regular Savings

Whether you're saving for your future, for a rainy day or for a special project, a County Bank Regular Savings account may be what you’re looking for. You’ll have day-in/day-out access to your funds with low minimum balance requirements.

Money Market Savings

County Bank Money Market savings accounts have higher minimum balance requirements than our regular savings accounts but they pay higher interest rates. You'll still have day-in/day-out access to your funds if you need them but you'll need to keep a higher minimum balance to avoid monthly fees.

Certificates of Deposit

County Bank CDs offer competitive interest rates on fixed dollar investments. You can choose from a variety of terms ranging from 91 days to 48 months. County Bank also offers "specials" for interim terms. CDs are also a popular investment for Individual Retirement Accounts (IRAs).

Student Savings

County Bank is pleased to offer a special savings option for our student customers. There's no minimum balance to open and no monthly maintenance fee. These are great accounts to teach even the youngest saver about money management. And, of course, these accounts can be opened at any time for your new baby or toddler — a good place for friends and relatives to help save for your child's future.

Individual Retirement Accounts

County Bank offers Individual Retirement Accounts (IRAs). For further information contact a Personal Banker or call us at 1-877-611-2525.